Their Background

Meet Sally and Tom, proud owners of a booming digital marketing company. While they love what they do and plan to keep at it, they're savvy enough to know there's a future day when they'll pass the torch.

Curious about the present, they're on a mission to know the current value of their pride and joy. But they're not stopping there—they want to boost that value for a stellar exit down the road. Taxes are a bit of a headache, and they're wondering if there's a way to ease the pain. Their growing wealth and some successful real estate deals are making them rethink their entire financial game plan.

Now, with the clock ticking, they're shifting gears. Travel and more free time are becoming top priorities. It's a wake-up call—they're not getting any younger!

What's really keeping them up at night? The retirement question. They want a solid plan on paper. They're on the lookout for a seasoned pro to guide them through valuing their biz, trimming down taxes, and sketching out a blueprint for a worry-free retirement full of relaxation and adventures.

Their Background

Steve and Cindy, on the brink of retirement and thrilled about the upcoming chapter in their lives, are gearing up to cherish moments with their children and grandchildren. The prospect of ticking off a few dream travel destinations adds to their excitement.

However, navigating the intricacies of their financial landscape has left them with a handful of questions.. While diligently contributing to their company's 401(k) plans and funding IRAs over the years, they've observed fluctuations in their investment balances. Although not avid followers of financial markets, they recognize the need for a closer look.

Their primary goal is to gain assurance that their current portfolio can comfortably cover their expenses during retirement. Focused on the next phase of life, they prioritize preserving their wealth over rapid growth. As they approach retirement, they seek guidance on optimal investment strategies.

In addition to financial considerations, Steve and Cindy harbor uncertainties about Medicare, the timing of social security benefits, and the role of home equity in their overall plan. These aspects warrant careful consideration as they prepare for the next stage of their journey.

Finally, Cindy's firsthand experience with her 92-year-old mother highlight the substantial costs associated with Long-Term Care medical services. This realization has prompted Cindy to proactively address and plan for potential future expenses in this area.